Treasury
How much have we got, how much will we have, what is pooled where, and what is due to the banks.
13 steps · 10 questions · 14 screens on this shelf
The screens on this shelf
- Treasury Board How much have we got today, how much will we have, and what is due to the banks — the three questions a treasu
- Cash Position The daily snapshot. Kept rather than computed on demand: re-deriving yesterday’s position from today’s transac
- Cash Forecast Receivables at their EXPECTED date, payables at the chosen one, payroll, tax and debt service. Versioned, beca
- Forecast Lines Confidence is the difference between a forecast and a wish: a receivable from a customer who has never paid la
- Liquidity Categories A treasurer’s categories are operational — customer receipts, supplier payments, payroll, tax, debt service, c
- Cash Pools Money in eleven accounts earns nothing while an overdraft in the twelfth costs eight per cent. Physical poolin
- Pool Participants Sweeping to zero is not always right: a payroll account needs a float, which is what the target balance is for
- Pool Sweeps What moved, and the intercompany position it left behind — the thing an auditor will want reconciled to the co
- Debt & Instruments Loans, facilities, deposits and derivatives. A facility’s undrawn headroom is the most important liquidity fig
- Debt Service Schedule The largest and most certain line on a cash forecast, and the part most often kept in a spreadsheet on the tre
- Debt Covenants A promise to a lender, tested quarterly. Breaching one makes the whole facility immediately repayable — testin
- Covenant Tests Headroom in the direction that matters: how much worse it could get before it breaches.
- Debt Maturity What matures in each band — the refinancing risk picture, and the classification a balance sheet needs.
- Guarantees & Letters of Credit Not on the balance sheet and absolutely on the risk register: a performance bond that expires unrenewed loses
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